Funeral and burial
Help cover service, burial or cremation, and related costs.
Photo · final-expense.jpgGrandparents smiling with their grandchildren on a sunny afternoon
Final expense
Leave memories, not bills.
Final expense insurance is a smaller whole life policy designed to cover funeral, burial, and end-of-life costs, so your family isn't left with the bill.
How it works
Simple coverage for a specific need.
Final expense policies typically offer smaller death benefits with fixed premiums and coverage that lasts for life. Many have simplified applications with health questions instead of a medical exam.
Fixed premiums
Premiums typically stay level for the life of the policy.
Simplified applications
Many plans use health questions instead of a medical exam.
Questions
Common questions.
How much does a funeral cost?
Costs vary widely by location and choices, but many families face bills in the thousands of dollars. We'll help you pick a benefit that fits your plans.
What ages can apply?
Final expense is commonly designed for adults roughly 50 to 85, though eligibility depends on the carrier.
Is there a waiting period?
Some policies have a graded benefit period, especially for certain health conditions. We'll explain any waiting period before you apply.
Who receives the money?
Your chosen beneficiary receives the benefit and can use it for funeral costs or other expenses.
Get started
Give your family peace of mind.
Tell us a little about you. We'll walk you through your options in plain language, with no pressure.